Company Name: Rosland Capital
Owners: Marin Aleksov (CEO)
Location: Santa Monica, CA 90401
Better Business Bureau: Accredited Business with the BBB since 10/01/2008. Click Here to Read the BBB Report
BBB Rating: A+ (as of April 2016)
Business Consumer Alliance: Record Created On: 9/24/2008. Click Here to Read the BCA Report.
BCA Rating: AAA (as of April 2016)
Trustlink: 60 reviews – Click Here to Read the Trustlink Report.
Trustlink Rating: 4 of 5 stars from 60 reviews, as of April 2016
Yelp: Not Reviewed – Click Here to Visit the Yelp site.
Yelp Rating: Not Rated (as of April 2016)
RipOff Report: 6 Reports Filed as of April 2016. Click Here to See the Reports.
17 Complaints at the BBB in last 3 years, as of April 2016
4 Complaints at the BCA in last 3 years, as of April 2016
6 reports filed with the Ripoff Report. See the link above.
Rosland Capital video
OUR ADVICE: Read our Dealer Reviews and speak with several companies by phone. Get a sense of each dealer and how they conduct business. Choose the Best Precious Metal Dealer for your needs.
BBB: Rating of A+, 0 complaints
Read the full Regal Assets review here.
Be sure to also look at the reviews of the other precious metal dealers.
Editor’s note: If you see any bit of information on this page that needs to be updated please let us know. We endeavor to keep all the data complete and correct.
Rollover IRA Account
A rollover IRA account is a traditional IRA account that is commonly used by individuals who have either changed jobs or are retired. This account holds assets that have been distributed from the retirement plan sponsored by employers such as a 401(k) or Profit Sharing Plan. Individuals can roll over any amount of money into their rollover IRA account. Further, 401(k) plans that have been rolled over to this account can now be rolled over again into a retirement plan 401(k), 403(b) or 457 provided by a new employer.
How to Roll Over an IRA Account?
Your retirement plan, an IRA for example, can be rolled over prior to retirement, meaning you can deposit a withdrawal from an old IRA into another retirement plan/IRA within a period of 60 days of dispersal. Further, you can also organize a direct transfer from your current plan/IRA into another plan/IRA.
If you are planning a direct rollover, then you must ask the administrator of your current retirement plan to directly transfer the money from your account into another retirement plan/IRA. On your request, the administrator might issue a check for transferring the amount to your new account. In the case of a direct transfer, the administrator will not deduct any taxes from the amount being transferred.
If you want to move funds from an old IRA to a new IRA, you may request the financial institution where you hold your old account to make a direct payment into another IRA/retirement plan. This is referred to as a Trustee-to-Trustee transfer and no taxes will be deducted from the transfer amount.
If check from your retirement plan/IRA has been paid to you directly, then you must deposit the distribution into another retirement plan/IRA within 60 days or the IRS may treat it as a withdrawal and expect taxes to be pad on it. You will have to pay taxes on any early distribution amount and possibly a 10% penalty for early withdrawal if you are less than 59.5 years old.
Benefits of Setting Up a Gold IRA
If you are looking to protect your retirement funds from getting eroded because of inflationary and recessionary effects, you need to consider diversification of your retirement investment portfolio. Specifically, you need to consider investing in precious metals such as silver, gold, platinum and palladium. This is because they can diversify your portfolio and they also have intrinsic value.
Gold is money and a store of value. Setting-up a gold IRA account could be the wisest portfolio management choice you will make. The benefits offered by a gold-backed IRA are as follows:
#1: Gold is the most traded and liquid asset in the world. The precious metal is traded 24×7 around the world.
#2: A number of IRA investment options such as stocks, treasury bonds and real estate are affected by inflation. During difficult times, they all can be deeply adversely affected. In fact, many of them have failed to fully recover after the 2008 recession. However, gold has an intrinsic value and that is not dependent on a currency. Gold stores value by its own properties.
#3: It is not wise to solely rely on paper-based assets. Experience shows that paper money – called currency – can lose its value over the years. The value of the US Dollar is constantly falling steadily over the long-term. Diversification of your investment portfolio with a gold-backed IRA is one way to protect yourself against a currency collapse.
Owning Physical Gold in an IRA
The IRS has made it possible for you to own physical gold in a tax-deferred IRA. You are also permitted to convert your existing IRA into a gold-backed IRA through a process known as Gold IRA rollover using a self-directed IRA. It is easy to create a Gold IRA, but you need to find a reliable and trustworthy dealer to work with. The top dealers are all carefully reviewed on this site. Choose the one who looks most trustworthy and reputable to you.
Once you have set up a Gold IRA with one of the specialized custodians, you can make cash contributions to your account and then direct the custodian to buy physical gold assets as allowed. You cannot add the coins that you already have with you and you are also not allowed to purchase collector coins using your IRA. Further, the coins and bars that you buy using your IRA should be at least 0.995 fine or better, depending on the precious metal in question. This means that you cannot buy British Sovereigns or Krugerrands. However, silver and gold eagles are allowed.
Doing a rollover IRA account is a good way to start a self-directed IRA that holds physical gold or silver.